YOUR HOME/PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Mortgage Advice Tailored To Your Circumstances

Solutions That Work for You!

We're With You Every Step Of The Journey!

Get a free quote

Who we are

Morgan Financial Solutions.
A Name You Can Trust

Morgan Financial Solutions is a financial service firm owned, operated, and founded by Phil Morgan, who has many years of experience, having joined the industry in 1986. Phil spent his early years in the banking sector and then as a senior manager of a major national estate agency and financial services operation.
 
In 2011, Phil seized an opportunity to start Morgan Financial Solutions to offer a comprehensive range of mortgage and protection advice to customers via an extensive broker and introducer network. Since that time, Morgan Financial Solutions has grown extensively and now has mortgage and protection specialists in key locations across England and Wales. The key focus is to provide sound advice to an ever-growing client base whilst keeping the service friendly and hassle-free in an ever more complicated marketplace for mortgage borrowers.
So put your faith in us and get in touch by either giving us a call on 01685 707 000 or by requesting a call back for a no obligation consultation with one of our mortgage and protection advisors, so we can give you the advice that you need both now and for your future financial plans. It may be the most important money-saving call you make. We would be glad to help in any way possible.
Established Since

2011

Advice With A Personal Touch.

At Morgan Financial Solutions, we believe mortgage and protection advice should feel personal, not complicated. We take the time to understand your goals. explain everything clearly and support you throughout the process with honest advice you can trust.

Morgages

Whether you're buying your first home or remortgaging, Morgan Financial Solutions is here to help you find the right mortgage for your need. We provide straightforward advice and support from application through to completion, making the process as smooth and stress free as possible

Insurance

Protecting what matters most is just as important as finding the right mortgage. At Morgan Financial Solutions we offer tailored insurance and protection advice to help safeguard you and your family's future

Other Services

At Morgan Financial Solutions, we also offer support with wills, trusts, probate and conveyancing to help make life's important decisions simpler and more secure. Through trusted partners, we help ensure your affairs are handled professionally, giving you and your family added peace of mind for the future.

Our Values

Alone we can do so little, together we can do so much.

At Morgan Financial Solutions, we believe in the power of collaboration. By working closely with you, your family, and our trusted partners, we can achieve far more than any of us could alone. Together, we create tailored financial solutions, simplify complex decisions, and help you move confidently towards your goals. Your success is our shared mission.

Our Vision

Our vision is to help people move forward with confidence by delivering straightforward mortgage and protection advice that puts clients first

Our Mission

Our mission is to take the stress out of mortgages and protection by offering tailored solution and a personal service our clients can rely on.

Our Motto

Making mortgages simple.

Services

Tailored Advice You Can Trust.

We work with a broad panel of lender and providers, giving our clients access to competitive deals, some of which are not available on the high street. Our goal is to find the right solution for you, not just the most obvious one.

Clients helped

10K+

Established Since

2011

How it Works

Helping you get the keys to your future.

We’re committed to helping you take the next step towards your future with confidence. Whether you’re purchasing your first home, moving property, or remortgaging, our expert guidance and personalised support are designed to make the journey simple, straightforward, and stress-free — helping you unlock the door to new opportunities.

Step 1
Initial Consultation

Our initial consultation is designed to help us understand your financial goals, current circumstances, and future plans. During this relaxed and confidential meeting, we’ll discuss your needs in detail, answer any questions you may have, and outline the most suitable options available to you.

Step 2
Document Collection

The document collection stage allows us to gather the information needed to support your application or financial planning process efficiently. This may include proof of identity, income, address, bank statements, and any other relevant financial documents.

Step 3
We Search The Market

Once we have a clear understanding of your needs and financial circumstances, we begin searching the market to find the most suitable products and lenders for you. We compare a wide range of options, considering factors such as interest rates, repayment terms, flexibility, and overall value — not just the lowest price. Our goal is to identify solutions that match your individual requirements and long-term goals, helping you make informed decisions with confidence and peace of mind.

Step 4
We Take Care Of The Paperwork

At Morgan Financial Solutions, we understand that mortgage and protection applications can feel overwhelming. That’s why we handle the paperwork on your behalf, keeping the process as simple and stress-free as possible. From submitting applications to liaising with lenders and providers, we’ll keep everything organised and keep you informed every step of the way.

Step 5
You Get The Keys

The final step is the most exciting, receiving the keys to your new home. Once everything has been approved and completed, we’ll help ensure the process runs smoothly right through to completion day, so you can move forward with confidence and peace of mind.

Why Choose us

We’re a small mortgage broker with long-standing relationships.

At Morgan Financial Solutions, we believe personal relationships matter. As a small, independent mortgage broker, we take the time to understand our clients and build lasting connections based on trust, transparency, and reliable advice. Our long-standing relationships with lenders and industry partners help us secure tailored solutions and provide a smooth, supportive experience from start to finish.

Competitive Fees

we believe professional mortgage and protection advice should offer real value. That’s why we provide competitive, transparent fees with no hidden surprises. Our focus is on delivering expert guidance, personalised support, and solutions tailored to your needs helping you feel confident that you’re receiving excellent service at a fair price.

Free Consultations

We offer free consultations to help you explore your options with no pressure. This initial meeting allows us to understand your goals, answer your questions, and provide clear, honest guidance giving you the information you need to make confident financial decisions from the very start.

Every Step Of The Way

We support you every step of the way. From the first consultation to receiving your keys, our team is there to guide you, handle the details, and provide expert advice ensuring a smooth, stress-free journey tailored to your individual needs.

Competitive Fees

we believe professional mortgage and protection advice should offer real value. That’s why we provide competitive, transparent fees with no hidden surprises. Our focus is on delivering expert guidance, personalised support, and solutions tailored to your needs helping you feel confident that you’re receiving excellent service at a fair price.

Free Consultations

We offer free consultations to help you explore your options with no pressure. This initial meeting allows us to understand your goals, answer your questions, and provide clear, honest guidance giving you the information you need to make confident financial decisions from the very start.​

Talk with a mortgage and protection adviser.

 
 
 
Testimonials

Client Feedback

At Morgan Financial Solutions, our clients are at the heart of everything we do. We’re proud to have built a reputation for honest advice, personal service, and ongoing support. Read what our clients have to say about their experience working with us and how we’ve helped them achieve their financial goals with confidence.

Rated 5 out of 5
Andrea R Gareth John - Mortgage & Protection Adviser

"I am really pleased with the support I received from Gareth John with my remortgage. He helped me to find the best deal and gave me all the options available to make a well informed decision. Gareth explained things clearly and made the process very simple and straightforward. Things were completed on time and I was kept informed throughout. I would definitely recommend."

Julie S C John Cavill- Mortgage & Protection Adviser

"I have used John Cavill at Morgan Financial Solutions now a couple of times for my re-mortgage and would highly recommend him. The rates obtained are good value, and the communication is excellent."

Scott Tony Ambridge - Mortgage & Protection Adviser

"We used Tony Ambridge for our remortgage, he was thorough and guided us through every step with patience and good humour. He was readily available to help and answer any questions. He was prompt with the time constraints of the help to buy redemption. Would definitely use again and recommend his services."

Steve FS Lauren Gair - Mortgage & Protection Adviser

"This is our 3rd mortgage deal via Morgan and the first with Lauren as our advisor. Great service. Thank you."

FM Property & Holdings David Scourfield - Mortgage & Protection Adviser

"David Scourfield is the best! Always responsive, straight to the point and very professional. Guided me and got me a mortgage for my Ltd company"

Luis P Tony Ambridge - Mortgage & Protection Adviser

"I had a very positive experience working with Morgan FS during my remortgage process. The service was professional, efficient, and well organised from start to finish, making what can often feel like a complicated process much easier to manage. Tony Ambridge supported me throughout and did an excellent job. He took the time to clearly explain all the available options, answered all my questions with patience, and ensured I fully understood the implications of each decision. His advice was always focused on finding the best option for my circumstances rather than simply the quickest solution. Communication was clear and timely throughout, and I felt confident and well supported at every stage. I would highly recommend Morgan FS, and especially Tony, to anyone looking for reliable and knowledgeable mortgage advice."