Whether you are a first-time buyer, moving house or looking to saving money on your current mortgage, we are here to help you. Morgan Financial Solutions have mortgage advisors located throughout England and Wales ready to provide advice on the best, most suitable mortgages for you.

The mortgage market is cutthroat and complicated – it can be incredibly difficult to understand exactly what is on offer and what is best for you. Not only are there many different providers available, but each provider also has various different products and various rates available. Your expert mortgage advisor from Morgan Financial Solutions will get in touch with you and guide you through the process, go through all of your options with you and make sure you get the best possible deal.

Morgan Financial Solution’s Mortgage Advisors

Morgan Financial Solutions are whole of market mortgage advisors and are therefore able to provide advice on products to suit your specific needs from all across the market. We also work with you to take extra costs of the mortgage into account and help you deal with your application faster. We can also manage the process of communicating with lenders, moving the process along much faster.

Once you have received a mortgage offer, we can work through the offer with you to guarantee every detail is entirely accurate. If any details are incorrect – no matter how small – this could delay the mortgage or at worst, cause you to lose the mortgage offer entirely. The offer will also need to be fully checked to guarantee there is nothing unexpected in the offer, such as conditions, fees, or charges, including early repayment charges. Your mortgage adviser will double-check this with you to ensure that the offer you are about to sign up to is exactly the one that you are expecting.

Once the mortgage is in place, you may want to look at mortgage payment protection insurance, or MPPI. This insurance is there to cover your mortgage repayments should you be unable to make them due to sickness, redundancy, or an accident. This isn’t the right course of action for everyone, but if it is for you then your adviser will recommend it.

For Accident, Sickness and Unemployment insurance, based on a 30 year old male, a typical cost per
£100 of cover would be £4.03 per month. This is based on a 30 day deferred period.

There are other providers of Payment Protection Insurance [Short-Term Income Protection] and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk

By not using a mortgage and protection adviser when you choose a mortgage, you open yourself up to a range of risks including being rejected by your mortgage provider, or simply choosing the wrong mortgage for your situation and losing money in the long run. By using Morgan Financial Solutions, you get your own specialist mortgage advisor to manage the process and give you peace of mind.

Contact us today on 01685 707 000 or email us at enquiries@morganfs.co.uk

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